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| RMI Holdings Team |
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| RMI Holdings, LLC |
| 118 South Cherry Street |
| Ocilla, GA 31774 |
| Office: 229-468-4070 |
| Fax: 229-468-9497 |
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| Real Estate Terms Glossary |
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| VA loans |
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| A program that allows most veterans to purchase a house without a down payment. |
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| Variable interest rate |
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| A loan rate that moves up and down based on factors including changes in the rate paid on bank certificates of deposit or Treasury bills. |
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| Variable rate |
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| An interest rate that changes with fluctuations in such indexes as the U.S. Treasury bill index. |
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| Variable rate mortgage |
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| A loan with an interest rate that hinges on factors such as the rate paid on bank certificates and Treasury bills. |
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| Vaulted ceiling |
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| An elongated half-cylinder that arches above the floor. |
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| Verification of deposit |
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| Part of the loan process, in which a lender will ask a borrower's bank to sign a statement verifying the borrower's account balances and history. |
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| Verification of employment |
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| Part of the loan process, in which a lender asks the borrower's employer for confirmation of the borrower's position and salary. |
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| Vestibule |
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| A small entrance hall or room. |
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| Veterans Administration (VA) |
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| The U.S. Department of Veterans Affairs operates a variety of programs to help veterans. One of the key plans it oversees is the VA loan program, which allows most veterans to purchase a house without a down payment. |
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| Victorian style |
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| An architectural style that dates from the mid-19th century. |
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| Vinyl-clad windows |
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| Wood windows sheathed in vinyl on the outside. |
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| Voluntary lien |
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| A lien that a homeowner willingly gives to a lender. |
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